5 Best Online Payday Loans in Mississippi of 2021

Indeed, payday loans will never be outdated as long as emergencies are always with us. Payday loans should help us get money at the most convenient time we need it. Payday loans favor those who have a stable income flow. The good thing is that you can also get a payday loan even if you have a bad credit rating.

Let’s start by understanding the meaning of Payday loans in Mississippi and how they work.

 What are payday loans in Mississippi?

Payday loans in Mississippi are the loans that lenders offer to Mississippi residents who qualify for payday loans. The loans are usually short-termed, and they have a little bit high APRs.

How to get Payday loans in Mississippi

It’s easy to apply for and get quick loans in Mississippi, provided that you have a stable income flow. Here are the authorized sites that you can have fast access to payday loans in Mississippi.

Eligibility criteria of payday loans in Mississippi

  • You should have at least 18 years of age
  • Have a valid and actual address
  • Must have a stable salary of more than $1,000
  • You must have an active checking account
  • Must be a resident of Mississippi

1. Vivapayday loans

Vivapayday loans

Vivapayday loan is a platform that links potential borrowers to potential lenders in Mississippi. Getting a payday loan in Viva is simple, fast, and reliable, even with a bad credit history.

After filling your application form on the platform, it matches you with the convenient lender, and then you get to know the lender terms. You can borrow loans ranging from $100 up to $5,000 and get approval within 2 minutes. And all that is entirely online. There is no need to keep on traveling to head offices or so.

If you are looking for fast cash for an emergency, then the VivaPayday loan platform is the place for you. In addition, you can repay the loan for three months up to six months( two years). The APR is affordable compared to other payday loan lenders. Vivapayday loan lenders have an average APR  of 5.99% to 35.99%.

2.  Wise loans

Wise loans

Wise loans is also another platform that matches you with a potential lender in Mississippi. You can get installment loans ranging from $500 up to $2200. In addition, the Wise loan can give a loan with a bad credit score, so you don’t have to be worried.

Once you apply for the loan in Wise while in Mississippi, you will get the cash in your account within 24 hours. The amount of loan you get depends on your credit history, so the lower the score, the lower the loan, and vice versa.

The Mississippi residents can pay Wise loans for 6 to 12 monthly payments or 12 to 24 semi-monthly payments. This strategy ensures that the borrower is not too pressed.

3. Money key

Money key

Money key is yet another lender in Mississippi that gives bad credit installment loans. Money key approves some loans within minutes, and you can only get the loan in your checking account in the next business day.

Money key is a direct lender in Mississippi, and the loans range from $500 to $2,000. It has an APR of 295%. However, the repayment period depends on the terms you agree with the lender, but you can pay for up to 12 months.

4. Rise Loans

Rise Loans

Rise is another online lender in Mississippi. It offers installments loans in the country, and it has an APR ranging from 60% to 290%. The good thing about Rise loans is that it reports your repayment to one of the three credit bureaus; thus, it may be an excellent shot to rebuild your credit.

Rise loans give a five-day risk-free guarantee, so if you repay the loan within five days, you will pay the exact amount you borrowed.

You can borrow from $600 to $2,500 in Rise loans, and you can repay from 6 to 12 months.

5. Maybe loans

Maybe loans

Maybe loan is a lending platform in Mississippi that can give you loans without conducting a credit check. When you apply for payday loans on this platform, you will receive your cash in 24 hours. It has an APR of 309% for a two-week loan of $100.

Maybe loans are transparent in their calculations, so you can ensure that every coin you pay is justified.


Before applying for any payday loan in Mississippi, ensure that you understand the lender’s terms and conditions. In addition, only get loans that you can comfortably pay at the agreed time.

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